Associate Director, Cimb Lob (Klmo) - Corporate

**Key Responsibilities**:- Market corporate loans and ensure market competitiveness by structuring loans to meet the financial goals of the Bank while also aligning with the client's needs.- Work closely with Wholesale Banking Coverage unit to align with risk returns of customer group in various industries.- Craft custom loan solutions and prepare term sheets tailored to the unique needs of corporate clients while ensuring the Bank's interests are protected.- Prepare credit proposals, provide analytical support in submissions to the relevant approving authorities and ensure speedy turnaround time. This includes the following:- identify pertinent credit related issues and work out viable financing solution for clients;- conduct pre-sanction visits & interview loan applicants;- handle post-approval work process.- Ensure all transactions comply with applicable regulatory framework / guidelines and the Group's policies and procedures.- Monitor existing corporate portfolios and identify earning warning triggers for potential credit deterioration.- Close monitoring of loan covenants and approval conditions to prevent breaches.**Key Requirements**:- Minimum 10 years of non-retail banking experience in a regional financial institution.- In-depth knowledge of loan products (loans, trade finance, treasury and project finance).- Well-verse with relevant regulations, compliance standards, market conditions and industry trends.- Effective negotiation, presentation and communication skills to articulate credit proposals and engage with internal/external stakeholders.- Has strong business connections to identify and develop business opportunities.