Credit Recovery Executive

1. Responsible for minimizing defaults and bad debts of ongoing loans. 2. Manage and achieve daily productivity standards in terms of attempts, contacts and amount collected. 3. Manage and maintain customer's accounts to ensure the accounts are current and well conducted. 4. Contact customers to remind customers of payment schedule and obtain relevant payments. 5. Follow up overdue accounts by utilizing phone collection techniques, dunning letters, and legal counsel. 6. Ensure that collection actions taken are within corporate guidelines, and collection policies. 7. Exercises judgement within defined practices and policies to determined appropriate action. 8. Assist in developing, planning and implementations of strategies to recover principle from borrowers whose non-performing loans have been charged off 9. Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc. 10. Require to do field visit. 11. Performs other duties as assignedJCL Credit Leasing Sdn. Bhd. is a Japanese owned company with its Headquarters located in Tokyo. We specialize in the area of Microfinance, with our major product is Personal Loan. Our strength lies within the experience gained from operating in Japan for the past 15 years. Operation in Malaysia is part of our initial step to further expand our business in the Asian market. Well performed staff will be given an opportunity to participate an event held in Japan HQ. Promotion within short period (half year) is possible if the particular individual have good performance. Our Mission To provide great opportunities to people by financing their needs so that they may achieve their dreams and goals and to support and promote the growth of the micro-economy and greatly contribute to the development of the sector. Our Vision We will offer products and services of Microfinance in areas where we believe we can make a difference and achieve competitive business results to increase the standards of wealth and happiness of the general public and our shareholders. Our Principle Provide the best service possible for customer satisfaction by building genuine customer trust, confidence, profit and transparency. Professionally operate with high performance to become the market leader in the industry and continue to grow the value of our customers, shareholders and the company. Provide a work place where employees may learn from each other in a safe, honest and free minded environment.Diploma / Advanced Diploma / Higher Graduate Diploma / DVM / DKM Level 4 / DLKM Level 5