**Job Purpose**Regional Management Office under the Consumer Banking RCU to proactively identify, assess, and mitigate risks associated with crucial business unit.Responsible for management of operational risk and regulatory risk for the Regional Office across the legal entities or across the geography as stated in the appointment letter.Enable effective execution of the operational risk and compliance throughout the Bank/Group, with respect to identifying, quantifying, reviewing, evaluating and measuring risk to ensure that all compliance and risk categories are identified and managed in accordance with regulatory, internal policies and procedures requirements.Centralize governance/advisory in navigating complex risk scenarios i.e Country Environment Rating, Loss Events, financial/regulatory breaches while ensuring adherence to the Group's Risk Appetite**Key Responsibilities**- Holistically monitor, coordinate and manage Regional Offices to strengthen the overall strategic objectives at Regional RCU- Prompt incident escalation and reporting to Regional RCU Head upon collaboration with relevant stakeholders to co-design and enforce controls that minimize exposure to potential threat- Establish clear communication channels, provide regular reporting on the risk landscape, and collaborate with business units and stakeholders.- Ideate & strategize Predictive Analytics & Real-Time Monitoring & Alerts for Ops Risk i.e data analytics in tandem with regulatory requirements, industry standards, and internal policies & procedures across Group Consumer Banking**Drive Strong Operational Risk Management Practices**- Responsible to report risks to the Regional Head- RCU in a timely manner to ensure a clear view of the overall control effectiveness of the business unit.- Execute the operational risk framework of the bank in a robust and disciplined manner so as to achieve sound risk management practices and reporting.- Perform various risk assessments for regional programs; including providing practical guidance on risks mitigation strategies and ensuring prompt execution of remediation actions- Review the periodic management reporting decks submitted by Business Units to promote consistent risk assessment methodologies, standards and other group-wide initiatives, and provide guidance on risks mitigation strategies and ensure prompt execution of remediation actions;**Develop and Execute Regional Risk Strategies aligned with Group Consumer Banking**- Support the development of the framework for the execution of project risk assessment via playbook, training programs, quality assurance plans, standardized reporting, and mechanisms to share best practices**Establish Governance Structures and Controls**- Organize Regular forums for knowledge sharing and collaboration enhance overall cohesion within the RCU function, strengthening the collective expertise.- Evaluate current and identify emerging operational risks faced by consumer & digital banking business to ensure controls are established and focused- Contribute to Regional RCU and controls governance initiatives, as needed. Ensure segment-specific requirements and needs are accommodated whenever possible and practical in initiatives, projects and services, and share with business units for country deployment**Champion the Risk Culture**- Facilitate strong partnerships across Regional Offices, various stakeholder groups, determine best methods of communication and establish escalation model- Compile and analyse risk data for themes and trends; raise awareness of emerging risks in the industry and recommend mitigation measures