Role Responsibilities Job RoleThe generalist HRCU role is will act as a supporting i3 investigator to assist in given projects to ascertain if existing client relationships (direct and/or correspondent banking exposure) expose the bank to financial crime risks. Key responsibilities include, searching for adverse media, checking for existing relationships, conducting transactions reviews and analyses, and assisting in the communication of findings to Stakeholders.support HRCU Sensitive Client activities to identify and oversee the management of Asia Sensitive Clients and to proactively challenge the business in their assessment of client risk and the implementation of controls during the lifetime of the Sensitive classification. The role will also involve support to ensure administrative tasks associated with the oversight of Asia Sensitive Clients is maintained and completed to a high and compliant standard. StrategyThe employee is a team member of i3 and GPSCU HRCU based in Kuala Lumpur (Malaysia), which is a part of the wider Group FCC High Risk Client Unit The main responsibility is to identify, assess and mitigate Financial Crime Risk through Integrated Intelligence and Investigations and Sensitive Client oversight and management.Business Support HRCU i3 and GPSCU teams in given projects by offering deep and complex analyses. Analysis to include Open source and adverse media searchCreation of the running lists containing individuals and entities of interestCollection of all available information from internal and external systems regarding subject of concernCollection and analysis of prior alerts, case dispositions and escalationsRelationship identification activitiesTransaction exposure review through FCC Explorer checks - transactions explorerDrafting Requests for Information, Intelligence Alerts, and other related documents Undertake CDD platform and offline reviews of clients escalated to GPSCU for reviewEngage Business teams to elicit client relationship information and, in support of Sensitive Client case managers, make informed judgements on the risks presented by such relationships. Processes Active participation in Projects assigned by Stakeholders / Manager, share ideas and possible improvements with minimal supervision from the Team Lead or Stakeholders.Cooperate with i3 Lead Investigators and Case Reviewers in Key or Significant cases and support each step of the Investigation, when neededPerform media trawls to identify serious adverse news related to Money laundering, Terrorist Financing, Terrorism, Corruption, Insider Trading, Politically Exposed Persons, Sanctioned entities etcIdentify, analyse and document i3 investigations and GPSCU casework with focus on confirmed risk events, money laundering and terrorist financing exposures, sanctions risk, political exposure, litigation checks, regulatory and enforcement actions, bankruptcy checks, internal and external watchlists and FCC internal risk eventsBuilding instrumental relationships with HRCU stakeholders. Communicate openly and flag any potential issuesBuild instrumental relationships with other peer members of wider-HRCUTake independent and proactive approaches when facing problems / issuesFollow the approved DOIs and Manuals and understand duties and responsibilitiesSeek clarification or escalate issues to team lead in a timely mannerInterpretation and Application of relevant AML Laws and RegulationsGenerate casework ideas that create value and suggest improvements to processes and procedures People and Talent Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.Stimulate an environment where forward planning, prioritisation, deadline management and streamlined workflows and collaborative, inclusive yet effective and efficient work practices are the norm.Collaborate with training teams to input to training curriculum to support closing of capability gaps. Risk Management Apply Group, FCC and HRCU policies and processes (AML surveillance, client screening, risk assessment) to manage risks.Make recommendations (and/or implement) to relevant stakeholders on possible risk management responses to identified risks and/or findings of concerns from investigations.Assess risks arising from products / segments / geographies / customers / transactions.Identify intelligence for typology studies and risk mitigation plans.Identify financial crime risk indicators through various internal systems and advise relevant stakeholders on outcomes of AML, Sanctions and ABC risks identification and assessment methodologies.Provide intelligence (to internal forums) on specific clients, client-types and emerging risk typologies Governance Ensure timely reporting and escalation of significant issues to management.Establish and develop effective working relationships within the unit.Attend relevant team meetings.Propose control improvements, enhancements and simplifications where appropriate Regulatory and Business Conduct Display exemplary conduct and live by the Group's Values and Code of Conduct.Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.Embed Here for good and Group's brand and values in Group i3.Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Key Stakeholders Head, HRCU i3 and GPSCU,Head, HRCU Intelligence and Investigations UnitHRCU Team LeadsSenior FCC ManagementSegment Business Teams Other Responsibilities Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures Our Ideal Candidate Bachelor's Degree in relevant field Relevant experience in a bank, regulatory, financial services, compliance, legal or audit function with a financial crime related focus.Professionally qualified - Preferably Graduate or Postgraduate in a numerate or research discipline. CAMS / ICA certification is an advantage.Have an advanced knowledge of the Group, the Policies, Procedures and Standards relating to Financial Crime Compliance, as well as knowledge of the major regulations and legislation on AML/CTF and sanctions. Strong analytical experience working with large data sets to identify trends, patterns and typologies.Interest in geo-political affairsProactive and creative thinker, with the ability to adapt to different requirements and to spot patterns. The employee is obligated to conduct internal training for all members of HRCU (i3 and GPSCU) when needed.Role Specific Technical CompetenciesRisk ManagementKnowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply this knowledge appropriately to diverse situations.Data Gathering and ReportingKnowledge of and ability to utilize tools, techniques and processes for gathering and reporting data in a particular department or division of a company.Big Data ManagementKnowledge of and experience with day-to-day management, operations and support of a big data application, systems and platforms.CFCC Policies and StandardsKnowledge of and experience with CFCC policy and standards Cross-functional CollaborationKnowledge of collaborative techniques and approaches; ability to promote a culture of continuous improvement and working together across functions to solve business problems and meet business goals.Business AcumenKnowledge, insight, and understanding of business concepts, tools, and processes that are needed for making sound decisions in the context of the company's business; ability to apply this knowledge appropriately to diverse situations.
