**About UOB**:United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.**About the Department**:The **Credit and Risk Management** function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group's business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.**Responsibilities**:- Conduct independent credit review of the Wholesale Banking accounts that fall within the identified tracks, to determine their appropriate classifications and devise appropriate strategies to mitigate the credit defaults/losses.- Monitor & follow-up on the identified vulnerable/high risk accounts with the objective of curing/mitigating the identified risks.- Assist business units in the credit assessment of proposals submitted.- Manage a portfolio of Wholesale Banking NPLs.- Credit assessment of restructuring/recovery proposals.- Review loan documentation.- Follow-up with solicitors/receivers/liquidators on the progress of all legal proceedings.**Job Requirements**:- Possess a recognised Diploma / Bachelor's degree, preferably in Finance, Accounting or Banking, from an accredited university / college- Strong analytical skills including financial analysis and credit assessment preferably with 1-2 years' experience in corporate / commercial credits environment- Able to identify, review, analyse and offer risk mitigation solutions for vulnerable credits- Proactive and highly motivated self-starter- Possess a positive attitude with excellent communication, good business writing and interpersonal skills- Able to work independently and is a team player**Be a part of UOB Family**: